Copyright 2007 CIMI   |  1207 S. Austin St.   |  Brenham, TX 77833   |  1-800-830-7085   |  FAX 979-830-0657

Quietly  growing clients’ wealth since 1989

Investment Portfolio Management

 

Our firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client. Through personal discussions in which goals and objectives based on a client's particular circumstances are established, we develop a client's personal investment policy and create and manage a portfolio based on that policy. During our data-gathering process, we determine the client’s individual objectives, time horizons, risk tolerance, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background.

 

 

The outcome of these discussions where relevant facts of an individual’s personal circumstances and financial goals are determined is an asset allocation policy statement that pre-determines limits of exposure to differing asset classes such as stocks, bonds and short-term liquid assets. We deem this as the most important investment decision an investor makes as it determines the level of risk associated with the investment process and as such is the key element in risk assessment. Risk is therefore controlled through asset allocation, not individual stock or bond selection.